I play with multiple accounts across both servers, so I personally despise addons that save settings per-character, per-account, or even per-server unless there's a compelling reason for that particular setting to differ across those contexts. I even have a private addon whose job is to override how other addons handle saved variables.
IMHO, settings should be as wide as possible, with narrowing of context only in the face of a compelling reason for doing so.
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